You may be eligible to roll back to zero debt. Well over 95% of bankruptcy cases filed by individuals are “no asset” cases meaning the debt is liquidated, and the debtor keeps everything except most kinds of consumer financial debt.

Chapter 13 bankruptcy is a reorganization as opposed to a liquidation. Under a Chapter 13 bankruptcy, the debtor proposes a 3-5 year repayment plan to creditors, offering to pay off all or part of the debts from future income.

OTHER LEGAL

Azeros Legal offers free consultations for difficult financial decisions. The legal team also assists with credit counseling and automatic stay orders to notify creditors of your filing status.

PERSONAL INJURY

Accidents can and do happen, and sometimes, people are injured. If you or a loved one are injured due to another person or company’s negligence, wrongdoing, or carelessness, it’s time to explore your legal options.