Bankruptcy Help for Arizona Families and Small Businesses
Chapter 7 and Chapter 13, filed anywhere in Arizona. Free consultation, virtual meetings, and you work directly with your attorney.
What Bankruptcy Can Do For You
Most people arrive here knowing they're in trouble and not much else. Here's what filing actually accomplishes. I file cases throughout Arizona and can meet with you virtually — no office visit required.
Stop what's happening right now
The moment your case is filed, the automatic stay takes effect — a federal court order that stops collection activity immediately.
- Wage garnishments and bank levies
- Collection lawsuits
- Foreclosure and trustee's sales
- Vehicle repossession
- Collection calls and creditor harassment
Eliminate what you owe
- Credit card debt
- Medical debt
- Personal loans
- Deficiency balances after a repossession
- Certain older tax debts
Keep what matters
Arizona's exemption laws protect a substantial amount of property, and most consumer cases involve no loss of property at all.
- Your home
- Your vehicle
- Household goods and personal belongings
- Retirement accounts
Chapter 7 or Chapter 13?
Chapter 7 wipes out qualifying unsecured debt in roughly three to four months. Most people who file consumer bankruptcy file Chapter 7, and most keep everything they own.
→ Learn about Chapter 7
Chapter 13 reorganizes what you owe into a manageable plan over three to five years. It's the route when you need to catch up on a mortgage, protect property that isn't fully exempt, or don't qualify for Chapter 7.
→ Learn about Chapter 13
Not sure bankruptcy is right at all? Debt settlement is the other option people consider, and it isn't always the wrong one.
→ Debt settlement vs. bankruptcy
About Azeros Legal, PLLC
I'm Nathan Brelsford. I help Arizona families, individuals and small business owners get out from under debt through Chapter 7 and Chapter 13 bankruptcy.
I'm also a tax attorney and accountant, admitted to practice before the United States Tax Court — which matters more than it might sound. Tax debt is one of the hardest problems to handle inside a bankruptcy case, and most bankruptcy attorneys refer it out. I don't.
My office is in Phoenix, but I file cases throughout Arizona and can meet with you virtually. No office visit is required.
Google Reviews
I have been thrilled with Nathan and his firm for white glove service and terrific results.
Thank you for the dedication and hard work.
Best,
Paul M.
Today some 3 years after case was complete, something came up from that case and I reached out to him for advice. To my surprise he called me within a short time and provided some much needed advice. Even remembered specifics of my case.
I highly recommend Nathan. Very knowledgeable, great at communicating and follow up.
Nathan has been kind, relatable, and willing to coach through an unpleasant time in my life.
I plan never to be in this position again. I would highly recommend Nathan B.
Five stars.